How to Sell and Buy a House at the Same Time in Omaha, NE (2026 Guide)

by Linda Moy

Selling your current home while buying your next one is one of the most complex real estate moves you can make. For Omaha move-up buyers, timing, equity access, and local risks like SID taxes can make or break the transaction.

The 3 Sell-to-Buy Strategies
Which Strategy Fits You?
Financing Options Explained
The SID Tax Trap
Simultaneous Close Timeline
FAQs

Buy and sell same time Omaha

The 3 Strategies for Selling and Buying at the Same Time

1. Sell First, Then Buy

This removes financial risk entirely but may require temporary housing.

2. Buy First (Bridge Loan or Recast)

Allows non-contingent offers but carries carrying-cost risk.

3. Simultaneous Close

Sell in the morning, buy in the afternoon — requires strong coordination.

Not sure which strategy fits your situation?

Request a Move-Up Strategy Session

Which Strategy Fits You?

High equity, limited cash? → Recast or bridge
Competitive neighborhood? → Sell first or buy first
Flexible timing? → Simultaneous close

The right choice depends on your equity, income, risk tolerance, and target neighborhood.

Financing Options Explained

Option	Best For	Cost	Risk
Bridge Loan	Competitive buyers	High	High
Mortgage Recast	Qualified buyers	Low	Low
HELOC	Advance planners	Variable	Medium

The SID Tax Trap in Omaha

Local Insider Tip: SID taxes can add hundreds per month and derail loan approvals. Always verify mill levies before offering.

Simultaneous Close Timeline

Days 1–14: Prep & inspections
Days 15–30: List & secure buyer
Days 31–60: Buy & inspect
Days 75–90: Close both

Understanding how long it typically takes to sell a home is critical when trying to align two transactions. For homeowners planning to sell and buy a home at the same time in Omaha, timing miscalculations can lead to temporary housing gaps, rushed decisions, or unnecessary financial stress.

Frequently Asked Questions

Can I buy a house in Omaha before selling mine?

Yes — with the right financing strategy and risk planning.

How long does selling and buying take?

Most transactions take 75–90 days from listing to final closing.

Is a mortgage recast better than a bridge loan?

In many cases, yes. It’s cheaper and avoids short-term interest.

Ready to map out your move-up plan?

Contact Linda Moy

SCHEDULE YOUR MOVE-UP STRATEGY SESSION

Move WITHOUT the stress, double moves, or leaving equity on the table.

SARAH VIDEGLA

Linda is the best Realtor there is. She is professional, kind and so warm and caring. She not only understands the needs of a buyer, she treats you like family. I will recommend her over and over for you are always in great hands when it comes to Linda Moy.

Larry Whitmore

Moving to Nebraska from 1200+ miles away was a hurdle , but the help given to us by Linda was paramount in making the move and the buying a of new home go as smoothly as possible. Including, closing on two homes with us not being physically present to do so ourselves. We highly recommend Linda for either selling or buying your new home.

Kevin Lee

Linda is wonderful to work with. She helped us find our new home and we were a bit picky about what we were looking for. She listened to our needs and kept us in the loop even tho we lived in another state. We are grateful for her expertise and guidance in our purchase. Will look to her again when and if we move again!

Cassie Tweedy

If I could give Linda more than 5 stars, I would! She went above and beyond for us, meeting night after night to look at homes and never losing sight of our price range or needs. Thanks to her hard work and dedication, we found an incredible starter home that we can truly make our own. Linda made the process smooth, enjoyable, and stress-free. I can’t wait to work with her again in the future!

gail perry

Sharon and I liked working with Linda, very much. She was very responsive to our questions and was honest and open to any questions we had. We would recommend her to any one looking for a Realtor

Marc Feraud

Darrin Moy

Smart realtor! She is ready to lead you through the Omaha metropolitan housing market.

Lori Morrissey

I’ve known Linda since childhood and gave her a call when I needed to sell my house. She was very thorough as she went over the entire process of selling my home. She responded quickly to any questions I had, and the process went smoothly.

justin williamson

If I could give 10 stars I would. My girlfriend and I were so picky and had looked at over 20 houses with Linda and never once felt pressured or rushed. Linda is a home inspector herself, anything she notices or doesn’t like she will show you. I couldn’t recommend Linda enough and are so grateful she helped us out. If you want no pressure and an honest person to work with, Linda is the best out there.